Terms of Use

Last updated: February 10, 2026

Welcome to Money, Actually. By using this site, you agree to these terms. They're written in plain language because that's kind of our thing.

This Is Education, Not Financial Advice

Everything on Money, Actually -- articles, tools, calculators, blog posts -- is for educational and informational purposes only. We are not licensed financial advisors, planners, or fiduciaries.

Our content is not a substitute for professional financial advice tailored to your situation. Before making any significant financial decisions, please consult with a qualified financial professional. Your finances are personal -- what works for one person may not work for another.

No Warranties

We do our best to keep everything accurate and up to date, but we can't guarantee that every number, calculation, or piece of information is perfect. The site is provided "as is." We make no warranties -- express or implied -- about the completeness, reliability, or accuracy of the content.

Financial rules, tax laws, and market conditions change. Always verify important information independently.

Your Responsibility

Any actions you take based on information from this site are your own responsibility. We're here to help you think more clearly about money, but the decisions -- and their outcomes -- are yours.

Tools and Calculators

Our tools are designed to illustrate concepts and help you explore scenarios. They use simplified models and assumptions. Real-world results will vary based on factors like taxes, fees, inflation, and market conditions that our tools may not fully capture.

Intellectual Property

All content on Money, Actually -- including text, graphics, tools, code, and design -- is owned by Money, Actually and protected by copyright. You're welcome to share links and quote short passages with attribution, but please don't reproduce entire articles or clone our tools without permission.

Links to Other Sites

We link to external resources we think are helpful. We don't control those sites and aren't responsible for their content or practices.

Changes to These Terms

We may update these terms from time to time. When we do, we'll update the date at the top. Continued use of the site means you accept the updated terms.

Questions?

If anything here is unclear, feel free to reach out at robbrisson@gmail.com.