Financial Wellbeing
Free tools, budget kits, and AI-powered guides to help you understand your money. No jargon, no judgment.
I'm Rob, and I started Money Actually because I was tired of seeing good people struggle with money, just like I did. My hope is to share with you in days what took me over 25 years to learn. This site is packed with free tools and straightforward advice to help you take control of your finances. And when you're ready for something more powerful, I build fully personalized spreadsheets and dashboards, powered by AI, tailored to your exact needs and designed around how your life actually works.
You know what you need to track. You just don't have time to build it yourself. We build custom tools designed around how you think.
40+ prompts that turn ChatGPT or Claude into your personal money coach. Free.
A real budget that tracks what matters. Excel and Google Sheets, ready to go.
One small action per day for a month. By day 30, you actually know where your money goes.
Custom dashboards and tools designed around your finances. Runs in your browser, data stays private.
Understand where you are and where you're going
Net worth and cash flow. The starting point for everything.
Get started → 02 The LeversSee how changes to income or spending ripple across 30 years.
Explore → 03 SuperchargingThe cost of not investing, and what compound growth can do.
See growth →Turn your plan into action
Eliminate debt and build your emergency fund safety net.
Learn how → 05 OptimizeCut subscriptions, negotiate bills, and get more from every dollar.
Start optimizing → 06 GrowIncrease your income through raises, side hustles, and career moves.
Grow income →Tools and guides for life's big money moments