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What does that really cost?

You'll pay
$0
+$0 in interest

*Based on 22% APR (Federal Reserve), 2% min. payments

Invested instead
$0
+$0 in 30 years

*S&P 500 avg. 7% return after inflation

The Cost Actually
$0

Time is money

Minimum payments stretch debt for years, costing you more in interest.

22% adds up fast

The average U.S. credit card APR means interest compounds quickly.

Pay more, save more

Even $20 extra per month can save hundreds in interest.